I don’t know about you, but I’m in need of a vacation. To me, a vacation doesn’t have to be a 10-day all out oasis or tropical get away. It can simply be some time away from the typical day-to-day responsibilities (cooking, cleaning), with people whose company I enjoy the most. Most importantly for me, a vacation cannot be truly enjoyed if puts me in debt. I like to enjoy my time away knowing that my vacation is paid for and I don’t have to starve myself upon returning home. Can you imagine: you have a great time on your trip, then when you get home your Zen mood from the previous week is replaced by anxiety and vexation because you totally overspent for the month.
Being that we have a little over a month until the spring season and a few months until summer, we have plenty of time to plan and prepare with a travel savings plan.
How do you eat an elephant? One bite at a time. How does saving $1000 in 3 months sound, if you put aside $77 a week for 13 weeks? Not bad right. Below is a reminder you can plaster to serve as a visual to help you meet your goal. The great thing about this plan is, you can always opt to add a little extra to your goal for the week, with the expectation that at the end of the 3 months you will have over a thousand dollars toward your trip.
If you’re fretting over being able to save $77 a week, no fear, below are some helpful tips to maximize your budget to reach your goal.
Cash is King: Keep a cash budget for the month; this will help you realize where you can turn some excess waste into savings. Write out your budget (needs) and stick with it, turn access into savings. Using a cash envelope system will be instrumental in helping you achieve this goal. See more at:
Sorry Starbucks: If you have a Starbucks habit, I have good and bad news for you. The good news is, you can save over 30 dollars a week if you visit at least 4 times a week, the not so good news is, it won’t be brewed for you:
DYI Manicures & Pedicures: who doesn’t love a good mani pedi? I for one sure do, but I am also the DYI queen. I’ll do hair, nails, make up, especially if it means saving money. A mani Pedi combo can cost upwards of $65 dollars, not including the tip. I hardly ever go without my nails being painted, and over the years I’ve gotten really good at hooking myself up, you wouldn’t even know the difference. How you ask? Read below my friend. There is a style and technique for whatever your heart desires. Below is a sample.
Sometimes a little sacrifice is worth a large gain; I’d say having an enjoyable debt free vacation definitely qualifies as such. Save up, cut back, and enjoy your much-deserved special time away.
Early 2016 a friend invited me to a vision board party at her home. I’d created collages as a teenager, but this was a first for me as an adult. The party was amazing! Here’s a word of advice, if you ever get invited to party with a group of African women, go. You will have the time of your life! Besides the amazing company, conversations and food - I was introduced to vision boarding or creating a collage that is a visual representation of your dreams, goals, and things that make you happy.
Before getting started we watched a YouTube video and some of the women there shared about their experiences with the activity. One woman even shared how she printed a picture of a car and ended up with the exact same car.
The board I created that evening has been on my bathroom wall for two years. Having a visual reminder of my priorities helped me stay focus throughout that time and was an easy way to be honest about my progress and to assess whether my priorities were evolving or if I was simply off base. I’m at a new place in my life and believe it’s time for a new board, but before I sit down to establish new goals and priorities, I thought I’d share my reflections on my 2016/2017 board.