There is a Chinese proverb “give a man a fish and you feed him for the day, teach a man to fish and you feed him for a lifetime”.
If you learn healthy habits it will last through out the year, even a lifetime and not just for a holiday or a special event. Be intentional about your purchase, so this holiday season and for whatever other occasion considering saving for the gift you have in mind, It’s always about quality instead of quantity. Pursue mindful gifts life keepsakes, if you have to charge it and aren’t able to pay it off accordingly is it worth purchasing?
When surveyed, the FORBES 400 were asked, “what is the most important key to building wealth?’ 75% replied that becoming and staying debt free was the number-one key to wealth building.
These are the top 5 tips 400millionaers said were their Steps for Staying Out of Debt
From Apps to help you save money on purchasing gifts to coupons and tips to help you save on groceries, down to a 52-week chart geared to helping you save money through out the year, below are some resources provided to help you stay out of debt during the holidays.
Apps Geared to Help you Save
Savings Catcher( Wal-Mart)
Retail Me Not
www.babble.com ( featuring 12 coupon sites)
Sunday Paper Ads
Save Money on Groceries without Coupons
Budget section of daveramsey.com
The 52 Week Savings Plan Printable Chart